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Money Toolbox: Money resolutions that work in 2026
I’m honored to share that this article was originally published by Pacific Daily News (PDN) . In this piece, I explore practical insights on money, decision-making, and real-life lessons drawn from years of experience across government, nonprofit, and private-sector finance. This article reflects my ongoing mission through Money Toolbox —to make financial concepts clear, relatable, and actionable for everyday readers. Read the full article on Pacific Daily News below....
Safely Landed and Ready for Take Off
Josephine 'Josie' Guico Villanueva served as President of the Association of Government Accountants (AGA) Guam Chapter for the 2022-2023...
A necessary ending.
Josephine 'Josie' Guico Villanueva served as President of the Association of Government Accountants (AGA) Guam Chapter for the 2022-2023...
Breaking the barrier while enjoying the journey
Josephine 'Josie' Guico Villanueva served as President of the Association of Government Accountants (AGA) Guam Chapter for the 2022-2023...
When in February & March
Josephine 'Josie' Guico Villanueva served as President of the Association of Government Accountants (AGA) Guam Chapter for the 2022-2023...
Welcoming the New Year and targeting new goals.
Josephine 'Josie' Guico Villanueva served as President of the Association of Government Accountants (AGA) Guam Chapter for the 2022-2023...
